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    <loc>https://www.cornerstone.law/blog/2018/12/19/what-makes-a-legal-estate-planning-document</loc>
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    <lastmod>2018-12-24</lastmod>
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    <loc>https://www.cornerstone.law/blog/2019/1/22/what-is-probate</loc>
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    <lastmod>2019-01-22</lastmod>
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    <loc>https://www.cornerstone.law/blog/category/Estate+Planning</loc>
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    <loc>https://www.cornerstone.law/blog/category/Elder+Law</loc>
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    <loc>https://www.cornerstone.law/blog/category/Probate</loc>
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    <loc>https://www.cornerstone.law/estate-planning-free-consultation</loc>
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    <lastmod>2020-04-03</lastmod>
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    <lastmod>2021-06-26</lastmod>
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      <image:title>estate planning | real estate | elder law</image:title>
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    <loc>https://www.cornerstone.law/about</loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1544645277921-3CZCP9UBQ0VKG52WMX95/Michael.jpg</image:loc>
      <image:title>About US</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1544645340155-H7PG62V7GN8IVILXV10Q/Brady.jpg</image:loc>
      <image:title>About US</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1544719129666-VMBKAKY9NLPK4O2KRP3O/Cornerstone+Logo.png</image:loc>
      <image:title>About US - Why Cornerstone</image:title>
      <image:caption>Great legal planning is like a cornerstone. If a cornerstone is not placed correctly, it can diminish the integrity of the rest of the building. A cornerstone can occasionally be embellished, but it's never the aesthetic focus of the building. Just the same, if you start with great legal planning, the rest of your building - your life and your legacy - can last for generations to come. But perhaps most importantly, great legal planning is about allowing you to focus on the things that matter most. Cornerstone wants you to have a strong foundation, so you can focus on the things that matter in life, especially the loved ones you share it with. Attorney Kilkenny, the founder, may have an undergraduate degree in theology, but Cornerstone is actually an architectural reference.</image:caption>
    </image:image>
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      <image:title>About US</image:title>
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  <url>
    <loc>https://www.cornerstone.law/services</loc>
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    <priority>0.75</priority>
    <lastmod>2021-06-26</lastmod>
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      <image:title>Services</image:title>
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  <url>
    <loc>https://www.cornerstone.law/contact</loc>
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    <lastmod>2021-06-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1544644244594-2TPQY7QMQLD5KHD08OMD/building+banner+dark.jpg</image:loc>
      <image:title>Contact</image:title>
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  <url>
    <loc>https://www.cornerstone.law/covid-estate-planning</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-04-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585931520152-RJB06AXQABPTM3IFMCX0/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Schedule Review Meeting</image:title>
      <image:caption>Once you’ve reviewed the drafts, you schedule your review meeting and give us any feedback on the drafts.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585931846905-NPVXSNF9L6XGP8KGUWG8/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Schedule a Signing</image:title>
      <image:caption>You schedule a time to come in and sign the documents. Signing meetings are limited to allow for spacing between clients and time to sanitize.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585931405073-U3ACW15WC9YAWEA00PVJ/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Deliver Drafts</image:title>
      <image:caption>We send rough drafts for you to review. For now we’re just asking you to check on the things you’re familiar with - is everyone’s name spelled right and is their info correct?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585932394912-U6O3RIDUNALIT4W52LVM/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Relax</image:title>
      <image:caption>You’ve completed your estate plan and can now breathe easy.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585932192615-EBRNS9HDNHR5GET1ROWZ/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Signing Meeting</image:title>
      <image:caption>You come to our office and sign the documents in a quick, socially distanced meeting.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585931227870-FD1SN1I74YJNUCRL46L1/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Interviewing and Counseling</image:title>
      <image:caption>We collect information about you, your family, and your estate preferences in order to draft your plan.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585931622499-XUR87XHWNDRVJ7JU8V0R/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Review Meeting</image:title>
      <image:caption>We go over the documents together paragraph by paragraph so you understand what’s in documents. We can use video conferencing to look at the documents together or you can use printed versions to follow along.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585932097244-02XZWBC2RRM1SUVBOFBR/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Appointment Confirmation</image:title>
      <image:caption>We’ll call the day before and a couple of hours before on the day of to make sure everyone (including our witnesses) are feeling healthy and ready to go.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585927375377-KK28YLRG226S7A96E18D/iStock_000025159023XXLarge.jpg</image:loc>
      <image:title>COVID-19 Estate Planning - Free Education and Advice Session</image:title>
      <image:caption>Learn more about estate planning, common planning documents such as wills, trusts, and powers of attorney, and common estate planning objectives such as avoiding probate. We take the time to listen about what’s important to you and what’s going on in your life because our goal is to empower you with the right plan. Then we can make a recommendation about what kind of planning might be best for you and discuss alternatives if it’s not just the right fit.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585931296667-K1SLG9084KUSO7BS1NLZ/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Drafting</image:title>
      <image:caption>We draft the documents, with about a week of turnaround time.</image:caption>
    </image:image>
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      <image:title>COVID-19 Estate Planning - Receipt of Documents</image:title>
      <image:caption>We’ll mail out the originals and a set of copies. We can also send a set of digital copies.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585932714210-1YZX3532D77K4S8B9J5P/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Processing Time</image:title>
      <image:caption>We take a few days to scan, make copies, and get everything organized and filed.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585931716452-JZ3OMA7A01LHPHUWG6I8/image-asset.jpeg</image:loc>
      <image:title>COVID-19 Estate Planning - Final Adjustments</image:title>
      <image:caption>We’ll make any final changes after our review meeting.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cornerstone.law/covid-estate-planning/thank-you</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2020-04-07</lastmod>
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  <url>
    <loc>https://www.cornerstone.law/free-consultation/thank-you</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2020-04-07</lastmod>
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  <url>
    <loc>https://www.cornerstone.law/covid19-estate-planning-brookfield</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-04-17</lastmod>
  </url>
  <url>
    <loc>https://www.cornerstone.law/covid19-estate-planning-brookfield/thank-you</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-04-20</lastmod>
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  <url>
    <loc>https://www.cornerstone.law/medicaid-planning-process</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1625129077893-469T0RCKLP9K9X8TLFQC/unsplash-image-xQhqS7OWEqE.jpg</image:loc>
      <image:title>Medicaid Planning Process - Invest in Allowed Assets</image:title>
      <image:caption>Sometimes, we’ll invest in allowed assets, increasing their amount or otherwise improving them.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1625126810777-C8N5WTTZRYIF0L8T295C/unsplash-image-2nSdQEd-Exc.jpg</image:loc>
      <image:title>Medicaid Planning Process - Identifying the Right Tools</image:title>
      <image:caption>We’ll review your situation and use our expansive knowledge to figure out which tools are directly applicable and which ones we may be able to use. You’ll probably hear us say that there’s dozens of ‘tools in the toolbox’ at least once. Each tool has its own unique rules and requires a certain set of circumstances. A few tools are applicable to most clients and many require very narrow circumstances.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1625127337378-VKX0S042OOMTE8GG44P7/unsplash-image-_XXNjSziZuA.jpg</image:loc>
      <image:title>Medicaid Planning Process - Drafting the Game Plan</image:title>
      <image:caption>We pick the tools that already apply. Then we suggest tools that could work if we make some changes. Essentially, we’re recommending which square pegs can be changed to fit into round holes. Maybe we convert an asset into a different type that we can protect. Maybe we do something with your family to open up a new tool. No matter, we’ll provide a list of options, their advantages and disadvantages, any risk, and the steps needed to take advantage of the tool.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1625129450055-KOBM6YUXG0BHK67PM6RM/unsplash-image-9wY2ofzQ9Us.jpg</image:loc>
      <image:title>Medicaid Planning Process - Reduce Liabilities</image:title>
      <image:caption>Liabilities don’t affect your eligibility and don’t offset assets, so we’ll often satisfy liabilities.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1586359012711-WW3KLDLUSNXJGSOQEMR2/iStock_000025159023XXLarge.jpg</image:loc>
      <image:title>Medicaid Planning Process - Plan Review and Approval</image:title>
      <image:caption>We’ll go over the game plan with you and go over each tool, its advantages, disadvantages, and risks. After hearing our recommendations, its up to you which tools we use and how we plan for your long term care needs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1625129491244-D8RNGTHXIK884L22FRWQ/unsplash-image-snNHKZ-mGfE.jpg</image:loc>
      <image:title>Medicaid Planning Process - Collect LOTS of Paperwork</image:title>
      <image:caption>We’ll need copies of paperwork to make all of this happen. You’ll sign lots of paperwork to make all the changes. The agency always wants plenty of proof that what we’re saying is true and that the planning we’re doing is allowed. At the end of the day, paperwork is always part of the process.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Medicaid Planning Process - Execute the Game Plan</image:title>
      <image:caption>Each plan is different, so this part of the process will be different for every client. The plan will lay out the steps needed to execute the plan, and we’ll use that as a rubric to get everything done.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Medicaid Planning Process - Opening Different Accounts or Policies</image:title>
      <image:caption>Some types of accounts or policies may be allowed and we may want to get them for you if you don’t already have them.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Medicaid Planning Process - Apply</image:title>
      <image:caption>Once we get all our ducks in a row, we apply for Medicaid, which will pay for long term care at least as of the date of the application when approved. Sometimes, we can even ask for three months of backdated coverage!</image:caption>
    </image:image>
    <image:image>
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      <image:title>Medicaid Planning Process - Closing Accounts and Liquidating Assets</image:title>
      <image:caption>Some kinds of accounts and assets aren’t allowed and we’ll have to close them, sometimes changing them into other types of assets.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1585927375377-KK28YLRG226S7A96E18D/iStock_000025159023XXLarge.jpg</image:loc>
      <image:title>Medicaid Planning Process - Free Education and Advice Session</image:title>
      <image:caption>We start with this free education session where we discuss the Medicaid program, divestments and lookback periods, long-term care options, and more. We take the time to listen about what’s important to you and what’s going on in your life because our goal is to empower you with the right plan. We’ll talk briefly about your family and your finances. We’ll let you know if we don’t think Medicaid planning is right for you - usually if you have no assets to protect. If that’s the case, we’ll connect you with free, local resources to get you going. Otherwise, we’ll let you know that we think we can help. We’ll talk about our services and how we charge for them, including a flat fee that includes a guarantee.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Medicaid Planning Process - Interviewing and Counseling</image:title>
      <image:caption>We collect information about you, your family, your finances, and your preferences in order to develop a gameplan.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bff09e370e802aa1680c327/1625129632802-2I0QG9JUTSVH3S4SPQ11/unsplash-image-mTkXSSScrzw.jpg</image:loc>
      <image:title>Medicaid Planning Process - Giving to Your Family</image:title>
      <image:caption>Sometimes we might be able to give assets to your family or pay them to do things.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cornerstone.law/medicaid-planning-brookfield</loc>
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    <priority>0.75</priority>
    <lastmod>2021-07-21</lastmod>
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    <lastmod>2021-07-01</lastmod>
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    <loc>https://www.cornerstone.law/probate-attorney</loc>
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    <lastmod>2021-06-26</lastmod>
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    <loc>https://www.cornerstone.law/raffle-entered</loc>
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    <lastmod>2022-01-14</lastmod>
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    <loc>https://www.cornerstone.law/hiring-associate-estate-planning-attorney</loc>
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    <priority>0.75</priority>
    <lastmod>2021-06-22</lastmod>
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    <loc>https://www.cornerstone.law/probate</loc>
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    <priority>0.75</priority>
    <lastmod>2021-06-26</lastmod>
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      <image:title>Probate</image:title>
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    <loc>https://www.cornerstone.law/probate-prices</loc>
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    <loc>https://www.cornerstone.law/medicaid-planning-value</loc>
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    <lastmod>2021-07-01</lastmod>
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